AML Policy

Veil is a privacy-first, no-KYC service — but privacy is not a shield for crime. This Anti-Money Laundering (AML) & Acceptable Use Policy describes the activity we prohibit and the measures we take to keep the platform clean.

01Our commitment

Veil does not tolerate money laundering, terrorist financing, sanctions evasion, or the use of our cards to facilitate crime. We operate risk-based controls designed to detect and stop such activity while respecting the privacy of legitimate users.

02Prohibited activity

You may not use Veil in connection with:

• Laundering proceeds of crime or disguising the source of funds;
• Financing terrorism or violent extremism;
• Transactions involving sanctioned persons, entities, or jurisdictions;
• Fraud, scams, phishing, or trafficking in stolen data or goods;
• Purchase or sale of illegal drugs, weapons, child sexual abuse material, or other unlawful goods and services;
• Any activity prohibited by applicable law or card-network rules.

03Sanctions

We screen against applicable sanctions regimes and prohibit use of the service by individuals or entities on relevant sanctions lists, or located in comprehensively sanctioned jurisdictions.

04Monitoring and controls

Although we do not require identity documents for standard accounts, we apply risk-based measures, which may include:

• Automated monitoring of top-up and spending patterns for red flags;
• Velocity, amount, and merchant-category limits;
• Blockchain analysis of funding sources against known illicit addresses;
• Enhanced review, additional information requests, or account holds where risk indicators appear.

05Right to act

Where we detect prohibited activity or unacceptable risk, we may — without prior notice — decline or reverse transactions, freeze balances, suspend or close accounts, and, where legally required, report to and cooperate with the relevant authorities.

06Cooperation with authorities

We respond to valid, legally binding requests from competent authorities. Public blockchain records of crypto top-ups exist independently of us and outside our control.

07Reporting

To report suspected abuse of the platform, contact support@getveil.cards.

08Changes

We may update this policy as regulations and risks evolve. The current version always governs your use of the service.